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AKM Finance is a boutique Essendon mortgage brokerage that treats your loan like it matters, because it does.
Our story
AKM Finance was founded on a belief that securing a loan shouldn't mean navigating jargon, phone queues and fine print alone. We're a small, personal brokerage, which means when you call, you speak to the person who knows your file.
We partner with a broad panel of trusted lenders, so our recommendations are guided by what suits you, not by any single bank. From first home buyers to seasoned investors, our clients come to us for clear guidance, competitive rates and a broker who actually picks up the phone.
Most importantly, we're here for the long term. Your circumstances change, and we review your loan as they do, so it keeps working for you well beyond settlement.
Meet the director
Pankaj holds a Commerce degree with a specialisation in Finance and brings more than 12 years of industry experience to every client he works with.
Before founding AKM Finance, he spent years as a lender inside major financial institutions. That experience is his edge: he knows precisely how banks assess an application, what makes a file strong, and how to negotiate the outcome you're after.
He started AKM Finance to bring that inside knowledge to everyday Australians, with the honesty and personal attention the big banks often can't offer.
Our mission & values
Our mission is simple: to help every client make confident, well-informed borrowing decisions.
Your goals lead every conversation. We listen first and recommend second, always with your best interest at the centre.
No hidden fees, no pressure. We explain your options in plain English so you always understand what you're signing.
A banking background and a wide lender panel mean sharper strategy and stronger applications for you.
We're available when life allows you to talk, evenings and weekends included, and we keep you updated throughout.
We measure success by the rate we secure, the stress we remove and the outcomes our clients walk away with.
From your first loan to your next, we build lasting relationships and review your finance as your life evolves.
Understanding the process
Getting a loan can feel overwhelming. We break it into four clear steps and guide you through each one.
A free, no-obligation conversation about your goals, situation and timeline. We answer your questions and map out the options.
We assess your borrowing power and compare loans across our lender panel, then recommend the products that fit you best.
We prepare your application, present your file in its strongest form, and manage the lender all the way to approval.
We coordinate settlement and stay in your corner afterwards, reviewing your loan whenever your circumstances change.
A quick, honest conversation is the best place to start. No cost, no pressure, just clear advice.
